Credit cards that pull TransUnion are a type of financial tool that allows individuals to make purchases on credit and borrow money from a lending institution. When a credit card application is submitted, the issuing bank or financial institution may request a credit report from TransUnion, one of the three major credit reporting agencies in the United States. TransUnion collects and maintains information about an individual's credit history, including their payment behavior, outstanding debts, and credit utilization. By accessing the credit report from TransUnion, the issuer can assess the applicant's creditworthiness and determine whether they meet the criteria for approval. Credit cards that pull TransUnion can provide consumers with a convenient way to make purchases and build their credit history.
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