How do you handle refunds/chargebacks in crypto without destroying trust?

[henley]

"This is the fundamental paradox. Crypto transactions are final, but users demand refunds. Solutions: (1) Escrow—hold funds briefly, release after dispute window. (2) Merchant policy—clear no-refund stance upfront. (3) Hybrid—accept stablecoins via escrow, but raw BTC is final."

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